:root {
  --teal: #00897b;
  --teal-dark: #00695c;
  --navy: #1e293b;
  --amber: #f57c00;
  --bg: #ffffff;
  --soft: #f1f5f9;
  --text: #0f172a;
  --muted: #475569;
  --border: #e2e8f0;
  font-family: system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  color: var(--text);
  line-height: 1.6;
}
* { box-sizing: border-box; }
body { margin: 0; background: var(--bg); }
a { color: var(--teal-dark); }
img { max-width: 100%; }
.wrap { width: min(1100px, 100% - 2rem); margin: 0 auto; }
.skip { position: absolute; left: -999px; }
.skip:focus { left: 1rem; top: 1rem; background: #fff; padding: 0.5rem; z-index: 10; }

.site-header { border-bottom: 1px solid var(--border); background: #fff; position: sticky; top: 0; z-index: 5; }
.header-inner { display: flex; align-items: center; justify-content: space-between; padding: 0.9rem 0; gap: 1rem; }
.logo { font-weight: 800; font-size: 1.25rem; color: var(--navy); text-decoration: none; display: inline-flex; align-items: center; gap: 0.5rem; letter-spacing: -0.01em; }
.logo img { border-radius: 8px; }
.logo span { color: var(--teal); }
nav a { margin-left: 1.25rem; color: var(--navy); text-decoration: none; font-weight: 500; }
nav a:hover, nav a[aria-current='page'] { color: var(--teal); }
.menu-toggle { display: none; background: none; border: 1px solid var(--border); border-radius: 8px; padding: 0.4rem 0.8rem; font: inherit; }

.hero { background: linear-gradient(135deg, var(--teal), var(--navy)); color: #fff; padding: 4.5rem 0; }
.hero h1 { font-size: clamp(2rem, 4vw, 3rem); line-height: 1.2; margin: 0 0 1rem; }
.hero p { font-size: 1.15rem; max-width: 640px; opacity: 0.95; }
.eyebrow { color: var(--amber); font-weight: 700; letter-spacing: 0.05em; text-transform: uppercase; font-size: 0.85rem; }
.btn { display: inline-block; background: var(--amber); color: #fff; padding: 0.75rem 1.4rem; border-radius: 999px; text-decoration: none; font-weight: 700; margin: 1rem 0.75rem 0 0; }
.btn.secondary { background: transparent; border: 2px solid #fff; }

section { padding: 3.5rem 0; }
section.soft { background: var(--soft); }
h2 { font-size: 1.75rem; margin: 0 0 1rem; color: var(--navy); }
h3 { margin: 0 0 0.4rem; color: var(--navy); }
.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 1.25rem; }
.card { background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 1.4rem; }
.card p { color: var(--muted); margin: 0; }
.steps { counter-reset: step; list-style: none; padding: 0; }
.steps li { counter-increment: step; padding-left: 3rem; position: relative; margin-bottom: 1.25rem; }
.steps li::before { content: counter(step); position: absolute; left: 0; top: 0; width: 2rem; height: 2rem; border-radius: 50%; background: var(--teal); color: #fff; display: grid; place-items: center; font-weight: 700; }

.legal { max-width: 800px; }
.legal h1 { color: var(--navy); }
.legal h2 { font-size: 1.25rem; margin-top: 2rem; }
.updated { color: var(--muted); font-size: 0.9rem; }

.site-footer { background: var(--navy); color: #cbd5e1; padding: 3rem 0 1.5rem; margin-top: 2rem; }
.site-footer .logo { color: #fff; }
.footer-grid { display: grid; grid-template-columns: 2fr repeat(3, 1fr); gap: 2rem; }
.site-footer h4 { color: #fff; margin: 0 0 0.6rem; }
.site-footer a { display: block; color: #cbd5e1; text-decoration: none; margin-bottom: 0.35rem; }
.site-footer a:hover { color: #fff; }
.small { font-size: 0.85rem; }
.copyright { border-top: 1px solid #334155; margin-top: 2rem; padding-top: 1rem; }

@media (max-width: 760px) {
  .menu-toggle { display: block; }
  nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--border); padding: 0.5rem 1rem 1rem; }
  nav.open { display: block; }
  nav a { display: block; margin: 0.6rem 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}